Privacy Policy

At Owntric.com, your privacy and the security of your data are core to our mission. This Privacy Policy describes how Owntric (“we”, “us”, or “our”) collects, uses, and protects your information when you use our website, platform, and services.

1. What Data We Collect

• Account Information: When you sign up, we collect your name, email address, and login credentials for account creation and management.
• Investment Inputs: Any investment details you input, such as number of shares or cost basis, are stored to power your personalized dashboard and net worth estimates.
• Usage Analytics: We may collect non-identifiable analytics (such as device type, browser, usage patterns) to improve our service. No personal financial data is tracked for advertising purposes.
• Cookies: We use essential cookies for authentication and app performance; we do not use cookies for ad targeting.

2. How We Use Your Information

• To operate, secure, and improve the Owntric platform.
• To display your historical portfolio, estimated net worth, and analytics based on your input.
• To communicate important product updates or security alerts.
• To comply with legal obligations.

3. Data Sources & Third Parties

• SEC Only: Owntric uses financial data sourced directly from the U.S. SEC. We do not gather investment data from third parties, brokers, or aggregators.
• No Sale of Data: Your information is never sold, rented, or shared with advertisers.
• Trusted Vendors: We may use secure, GDPR-compliant providers (like cloud hosting or analytics) solely to run and secure the app. All vendors are contractually bound to confidentiality.

4. How We Protect Your Information

• Encryption: Data is encrypted in transit and at rest using modern security standards.
• Access Controls: Access to personal information is strictly limited to authorized Owntric personnel.
• Authentication: User access is secured with robust authentication protocols.
• Data Minimization: We only collect and store information necessary to provide our service.

5. User Control & Rights

• Access & Export: You can view, edit, or delete your account information at any time from your profile settings.
• Account Deletion: You may request account deletion by emailing team@owntric.com. Your data will be deleted from active systems within 30 days, except as required by law.
• Email Preferences: You control your notification preferences from your account dashboard or via opt-out links.

6. Children’s Privacy

• Owntric is not intended for children under 18. We do not knowingly collect or store personal data from minors.

7. Disclaimers & Data Limitations

• Owntric is not a brokerage and does not offer transactional services.
• All features are provided “as is” and may be updated or changed at any time.
• For further details, please refer to our Terms & Conditions.

8. Changes to This Privacy Policy

• We may update this Privacy Policy from time to time. All updates will be posted on this page and indicated with a revised “Effective Date.”
• By continuing to use Owntric, you accept any changes to this policy.

9. Contact Us

• For any privacy-related questions, contact us at team@owntric.com.