Privacy Policy

Your privacy is important to us. This Privacy Policy explains how Owntric.com (“Owntric”, “we”, “us”, or “our”) collects, uses, protects, and discloses your information when you use our platform and services.

1. Information We Collect

• Account Data: Name, email, and password provided at registration or sign in.
• Portfolio Inputs: Any investment or company data you manually enter or upload.
• Usage & Device Data: Non-personal information about device, browser, and how you interact with Owntric, collected to improve performance and security.
• Cookies: Owntric uses essential cookies only for authentication and site stability. No tracking or advertising cookies.
• No Sensitive Data: We do not collect Social Security numbers, bank account logins, or credit card details.

2. How We Use Your Information

• To deliver and improve the Owntric service.
• To secure your account and our platform.
• To communicate with you about important updates or support.
• To troubleshoot errors and enhance platform reliability.

3. Data Sharing & Security

• No Data Sales: We never sell your personal information to third parties.
• Data is only shared with service providers who help us operate Owntric, and only as necessary (e.g., hosting, analytics).
• Legal Requirements: We may share data if required by law or to protect Owntric’s rights, property, or safety.
• Security: We use encryption, industry best practices, and strict access controls. Despite this, no online service can guarantee absolute security—protect your login credentials.

4. Data Retention & Your Rights

• Account Control: You may view, update, or delete your account data at any time.
• To delete your account, contact us at team@owntric.com.
• We retain data only as long as needed for your use of Owntric or as required by law.

5. Children’s Privacy

• Owntric is intended only for users age 18 and over. We do not knowingly collect data from children under 18.

6. Policy Updates

• We may update this Privacy Policy from time to time. The “Effective Date” will be shown at the top of this page. Continuing to use Owntric means you accept the revised policy.

7. Contact Us

• Questions about privacy? Email team@owntric.com.

8. Disclaimer & Limitations